314.808.6865

Services

Our services focus exclusively on protecting law firms in the Heartland of America.

Lawyers Professional Liability (Malpractice) Insurance

Save time and money by using Kaestner & Berry to custom-tailor your malpractice insurance for the optimal coverage options, strongest financial stability and best price. As an independent agency, which specializes in malpractice insurance for law firms, we have forged strategic relationships with over a dozen different underwriters to allow us to obtain the best possible quotes for your firm.

Please complete our online application.

 

Cyber/Network Data Breach Coverage

Protect your law firm for this modern risk with a Data Breach/Cyber policy designed specifically for law firms. All Cyber policies are not the same. To avoid potential gaps in coverage it is important to purchase a Difference In Conditions (DIC) policy that is designed to dovetail with your LPL and/or general liability policy.

Contact us for an application.

Bonds: Probate/ERISA/Notary

Both Gerry Kaestner and Mark Berry are attorney-in-fact for Travelers Casualty & Surety Company of America, an A+ rated Surety Company.    As an attorney in fact for the carrier, we have specific in-house underwriting authority allowing the bond process easier and faster for you and your client.

If you have a client that does not have a high credit score, we do have markets for harder to place probate bonds through our relationships with other surety facilities.

Contact us for an application.

Business Owners Insurance

Business Owners Insurance is a broad policy which protects your business assets from claims of injuries sustained by another as well as protection for your contents due to a covered loss.  Also, as a result of a covered loss, your claim may include the loss of income for up to 12 consecutive months.

It is important for you to review your lease.  Most landlords require that you carry business owners insurance.

Gerry Kaestner will be happy to assist you in obtaining a quote.  She has placed business owners coverage with carriers for over 20 years and can assist you in obtaining the right coverage for your firm.

Contact us for an application.

Workers' Compensation Insurance

Accidents happen.  You do not have to be negligent for an employee to be injured in the course of their employment.

Workers compensation insurance provides wage replacement and medical benefit to the staff due to injuries in the course of employment.  Having workers compensation coverage for your employees protects the firm from an employee filing a tort of negligence against the firm.

Gerry Kaestner has been placing workers compensation coverage with carriers for over 20 years.  The coverage is reasonable and a quote can be obtained after completing a very short application.

Contact us for an application.

Commercial Auto Insurance

If you lease or own a vehicle through your firm, commercial auto insurance provides protection for liability and physical damage.

We can provide you with a reasonable quote providing broad coverage protecting you and your firm.

Contact us for an application.

Employers Practice Liability Insurance

EPLI covers law firms against claims by workers that their legal rights as employees of the firm have been violated. EPLI provides protection against employee claims of sexual harassment, discrimination, wrongful termination, negligent evaluation, wrongful discipline, and the failure to employ or promote.

We can provide you with policy options tailored to the firm’s needs whether you are a small or large firm.

Contact us for an application.

Crime & Fiduciary Insurance

Do you hold money or securities for your clients?  Do you have sufficient protections to avoid the success of an employee or someone stealing from the firm?

Do you provide benefits to your employees?  If so, you have a duty to enroll a new employee based on your firm’s employment agreement.  What if you fail to enroll an employee into the firm’s health plan and the employee becomes ill?

We can provide options tailored to your firm to protect yourself and the firm from these added exposures.

Contact us for an application.

Risk Management Services

The very nature of insurance is the transfer of risk. It is a relatively economical step to take for law firms in the Midwest to purchase insurance and to transfer a large portion of the risk of a malpractice claim to an insurance company. Risk Management helps your law firm take the necessary steps to avoid a malpractice risk.

Mark Berry has a wealth of experience in helping lawyers avoid malpractice risks. Mark is:

  1. A licensed lawyer in Missouri;
  1. Certified by the Insurance Institute of American as an Associate in Risk Management (ARM)
  1. Mark was the head of the Claim department for a major regional malpractice insurance company for almost 20 years. He personally handled thousands of claims against lawyers in Missouri, Kansas and Illinois.